YAIC Fund ltd is a subsidiary company of the broader YAIC Agribusiness Initiative, created with the mission to simplify access to credit by the youth and women agripreneurs.  In Uganda and many African countries, access to credit especially by the youth and women is still a big challenge. Youth and women are particularly disadvantaged because of their lack of collateral security required for one to access credit from financial institutions. Additionally, even when a small business does qualify for a bank loan, it faces high interest rates sometimes up to 28 percent annually. These exorbitant interest rates coupled with inaccessibility challenge choke many agribusiness startups.

YAIC Fund in changing this narrative by revolutionizing lending to agribusiness sector and especially to the disadvantaged youth and women. We introduce a collateral free, low interest agribusiness credit facility that comes with business development services. This is a comprehensive product designed to support profitable engagement of youth and women in agribusiness.